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Banking and Financial

Banking & Financial Services

The Banking & Financial Services industry faces new and evolving challenges in the race to keep pace with an increasingly changing global business environment. Effective risk management remains the single most important and daunting challenge that banks and financial services firms face today. The ability to address risks, despite the various measures taken by the regulatory authorities, is still comparatively low. Some of the key reasons for the low level of risk-preparedness include: lack of adequate customer data and insights, shortfall of skilled personnel, insufficient investment in technology and/or its under-utilization and a general short-term approach to challenges and opportunities.

In addition there is a constant need to respond to new demands in the global financial markets, improve margins, lower costs, raise operational efficiency, and improve customer service levels. Constantly evolving regulations and security requirements only compound the challenge, necessitating continued investment in new and evolving technologies to stay ahead of competition.


Argha Services, Inc. provides end-to-end IT solutions for the banking and financial industry. Our Banking and Financial Services practice has a strong pool of banking consultants who can optimize your IT investment by aligning your processes and bridging the gaps on the technology front. This will help you raise operational efficiency, minimize risk, and address market changes quickly to tap new and emerging business opportunities.

Our Banking and Financial Services offerings include:

  • Retail Banking Solutions
  • Asset & Health Management Solutions
  • Consumer Lending Solutions
  • Governance, Risk & Compliance Solutions
  • Cards & Payments Solutions
  • Investment & Brokerage Solutions
  • Securities Solutions

Our solutions include:

  • Data Warehousing and Business Intelligence Solutions
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  • Product Re-engineering Services
  • Legacy Migration and Integration Services
  • Database Consolidation Services
  • QA and Testing Services
  • Managed Services


  • Identify, monitor, and minimize risk
  • Optimize business processes
  • Enhance operational efficiencies
  • Lower costs and improve margins
  • Increase business agility
  • Leverage new market opportunities
  • Keep pace with customer requirements
  • Improve customer service levels
  • Strengthen governance and regulatory compliance
  • Gain sustainable competitive advantage